Why do GSEs Continue to Haunt the AMC World?

Posted in FinTech By John Mathis

Why do GSEs Continue to Haunt the AMC World?

In this article, we focus on a specialized market niche of collateral valuation and appraisals – a small but important part of the ecosystem in the underwriting process.  We highlight the most recent M&A transactions, the key players and comments from leading Appraisal Management Companies (AMC) on how Fannie & Freddie (GSEs) are impacting the industry.  From our point of view in the coming year – watch for more consolidation among AMC players as scale wins, GSEs disruption likely accelerates this trend while structural limitations to pricing (borrower fees) will continue to restrict industry profitability. 

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Mortgage Tech Experiencing an Innovation Surge

Posted in FinTech By John Mathis

Mortgage Tech Experiencing an Innovation Surge

Since 2008, MortgageTech has seemed to be a sector where good ideas go to die. The consensus opinion has been that this is due to a lack of innovation contributed by an industry dominated by a few banks and servicing companies, uncertain regulatory changes and a weak consumer backdrop.

At the 2017 MBA Tech Conference in Chicago, we observed a significant change in the air and came away with three key observations.

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e-Trends Poised to Accelerate Mortgage Services Investments in 2017

Posted in FinTech By John Mathis

e-Trends Poised to Accelerate Mortgage Services Investments in 2017

Following years of regulatory uncertainty in what is a heavily concentrated market among the largest banks, there are new signs of accelerating investment and innovation.  In the past 18 months, we’ve seen out-of-character actions from incumbents and a small but building amount of new activity from venture capital and private equity firms.  The opportunity to streamline inefficiencies inherent in the U.S. lending process is not a new one.  However, after years of stormy regulatory upheaval, industry consortium wrangling and volatile economic backdrop, there appears to be a new sense of opportunity.  

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Real Estate Valuation: Where Will Consolidation Strike Next?

Posted in FinTech By John Mathis

Real Estate Valuation: Where Will Consolidation Strike Next?

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WealthTech is On Fire. What Happens Next?

Posted in FinTech By John Mathis

WealthTech is On Fire. What Happens Next?

Welcome to the rapidly changing sector of technology we call WealthTech. WealthTech is where investment management, portfolio accounting, advisory services and related software and services converge into a niche space within the technology world. The WealthTech space includes a rich field of incumbent providers, established services and a dynamic set of newcomers chasing the super-sized wealth management arena.

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