Terms

Please read the following terms and conditions before using our web site. Harbor View Advisors, LLC and its subsidiaries and affiliates (referred to as “Harbor View” or “we” or “us”) maintain this web site (the “Site”). By accessing and using the Site, you acknowledge that you have read, understood, and agree to comply with these terms and conditions. You should visit this page prior to using this Site to determine the current terms and conditions to which you are bound. We reserve the right to amend the terms and conditions of use of this Site. You agree to be bound by the amended terms and conditions of use at the time you visit the Site. Your continued use of this Site is conditioned on the terms and conditions stated at the time of your use.

Use Restrictions

The information contained in this Site is for non-commercial use and not for publication, duplication, distribution, display, assignment, sublicense, sale, or other use without Harbor View’s written consent. Further, you shall not remove, transfer, or modify any portion of the content of the Site without Harbor View’s prior written consent.

Ownership of Site and Content

Harbor View owns all rights, titles and interests in and to the Site and all information, data, copyrighted material, images, illustrations, designs, icons, photographs, literature, and other content on the Site.

Submissions and Use of Information

Harbor View reserves the right, and you authorize us, to the use of all information regarding uses by you of the Site and all information provided by you in any manner consistent with our Privacy Policy or any other agreement between Harbor View and you. In addition, you agree that any comments or materials sent to our Site or elsewhere, including comments, suggestions, ideas or submissions shall be deemed to be non-confidential and non-proprietary. You further agree that you have no financial interest, direct or indirect, in such information. You agree you shall have no recourse against Harbor View for any alleged or actual use, disclosure, infringement or misappropriation of any of your rights in your comments, suggestions, ideas or submissions to the Site.

Privacy Policy

You are not required to provide any personal information on the Site unless you choose to provide your name, mailing or email address or other information you may wish to provide. If you provide your email address or other contact information, you may receive emails from us or be contacted by a Harbor View representative to follow up on your interest or questions. By using the Site you consent to Harbor View’s collection and use of your information as described in this privacy section.

Prohibited Use

You represent and warrant to Harbor View that you will not use the Site, or any content of the Site for any purpose that is unlawful or prohibited by these terms and conditions of use. You may not use the Site in any manner which could damage, disable, overburden or impair the Site, or interfere with any other person or entity access, or use of the Site.

Site Context

Unless expressly provided otherwise, Harbor View provides this Site content “As Is” and without warranties of any kind, either express or implied, to the fullest extent allowable by law. This includes the implied warranties of merchantability and fitness for a particular purpose. Harbor View does not warrant uninterrupted or error free functions contained in this Site or its content or that the Site or its server is free of viruses or other harmful components.

Limitation of Liability

Harbor View makes reasonable efforts to place accurate information on this Site. However, Harbor View assumes no liability for any errors or omissions in the Site content. Under no circumstances shall Harbor View be liable for direct, incidental, consequential, or punitive damages resulting from the use or inability to use this Site, whether Harbor View has been advised of the possibility of these damages. This includes damages for negligence or gross negligence.

Jurisdiction and Governing Law

Any claim relating to the Site and the materials contained in this Site is governed by the laws of the state of Florida without reference to the principles of conflicts of law rules. Your use of this Site constitutes your consent to jurisdiction in courts of competent jurisdiction in the state of Florida to resolve any interpretation or disputes arising from your use of this Site.

Links to Other Web Sites

The Site may contain links to other web sites. Harbor View is not responsible for the content, accuracy or opinions expressed in such web sites, and such web sites are not investigated, monitored or checked for accuracy or completeness by Harbor View. Inclusion of any linked web site on the Site does not imply approval or endorsement of the linked web site by us. If you decide to leave the Site and access these third-party sites, you do so at your own risk.

Miscellaneous

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Harbor View with respect to the Site, and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Harbor View with respect to the Site. In the event that any of these terms and conditions of use conflict with the any other terms and guidelines contained within the Site, then these terms and conditions of use shall control.